| Type of product | Growth | |||||||||
| Type of return | Deposit | |||||||||
| Investment term | 6 years | |||||||||
| Underlying | The EURO STOXX Banks Index | |||||||||
| Deposit Taker | Societe Generale | |||||||||
| Promoter | Arcus | |||||||||
| UKSPA product code | 1199 - Protected Growth - Other | |||||||||
| Summary Risk Indicator | 2 | |||||||||
| Return | Either 10% for each year that's passed since the Start Date if the Recall Feature is triggered, or, 60% at maturity if the EURO STOXX Banks Index closes at or above 95% of its Start Level | |||||||||
| Maximum Return | 60% | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A (stable outlook) | |||||||||
| Fitch Rating | A (stable outlook) | |||||||||
| Moody's Rating | A1 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The issuer has the discretion to end the Plan early on any of the annual Issuer Recall Dates from year one onwards |
| Description | This Plan offers investors two possible routes to earn interest:
What is the Recall Feature? Each year during the term, the Deposit Taker has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their Amount Invested plus an interest payment. If the Recall Feature is not triggered, and the EURO STOXX Banks Index closes below 95% of its Start Level at maturity, investors will receive no interest. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | £3,000 | n/a | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 06 June 2025. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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