| Type of product | Growth | |||||||||
| Type of return | Deposit | |||||||||
| Investment term | 6 years | |||||||||
| Underlying | FTSE 100 Index | |||||||||
| Deposit Taker | Societe Generale | |||||||||
| Promoter | Arcus | |||||||||
| UKSPA product code | 1199 - Protected Growth - Other | |||||||||
| Summary Risk Indicator | 2 | |||||||||
| Return | Either 1.5% for each quarter that's passed since the Start Date if the Recall Feature is triggered, or, 36% at maturity if the FTSE 100 closes at or above 85% of its Start Level | |||||||||
| Maximum Return | 36% | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A (stable outlook) | |||||||||
| Fitch Rating | A (stable outlook) | |||||||||
| Moody's Rating | A1 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The issuer has the discretion to end the Plan early on any of the quarterly Issuer Recall Dates from year two onwards |
| Description | This Plan offers investors two possible routes to earn interest:
What is the Recall Feature? Each quarter during the term from the end of the second year onwards, the Deposit Taker has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their Amount Invested plus an interest payment. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | £3,000 | N/A | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 28 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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