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Arcus 3Y Three Stock Defensive Lock In Kickout Plan (SG44)

Type of product Growth
Type of return Investment
Investment term 3 years
Underlying Nike Inc, NVIDIA Corp, Tesla Inc
Counterparty   Societe Generale
Promoter Arcus
UKSPA product code   1399 - Growth - Other
Summary Risk Indicator   6
Return   16% p.a.
Maximum Return   16% p.a.
Capital at Risk Barrier   50% European
S&P Rating A (stable outlook)
Fitch Rating A (stable outlook)
Moody's Rating A1 (negative outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
19/08/2026 07/08/2026 21/08/2026 21/08/2029
Possible Early Maturity Dates   Every three months from 07 September 2027 to 21 May 2029 (inclusive)
Description This Plan pays a lump-sum interest if all three stocks (Tesla Inc, NVIDIA Corp and Nike Inc) close above the Lock In Barrier on any of the Early Maturity Dates.

The Lock In Barrier decreases every quarterly Early Maturity Date - please see the brochure for details.

The Plan will mature and pay interest once all three stocks have closed above the Lock In Barrier. The stocks do not have to close above the Lock In Barrier on the same day.

Once the third and final stock closes above the Lock In Barrier:
  • The Plan ends automatically
  • Investors get back their Amount Invested
  • Investors receive a lump sum interest payment of 16% p.a. (if the final stock closes above the Lock In Barrier partway through a year, interest will be calculated proportionately)
If one or more of the stocks fail to close above the Lock In Barrier on any of the Early Maturity Dates, investors will not receive a return and their capital will be at risk. The repayment of their capital will be reduced by 1% for every 1% fall in the worst-performing stock.


Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings are correct as of 30 June 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

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