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At a glance

This information has been prepared for investment professionals only, and is not to be used with end investors.

While we show annualised returns for comparison purposes, when investors receive the return depends on the terms of the Plan (for example, growth plans will pay the return only at the point the plan matures). The returns shown are not compounded.

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  Term Potential Return (annualised) Capital at Risk Barrier Income Trigger Growth / Kick-Out Trigger Expected Tax Treatment Earliest Potential Maturity
Investment Plans: GROWTH (capital at risk)
Arcus 3Y Three Stock Defensive Lock In Kickout Plan (SG44) 3 years 16% 50% N/A 90% | 85% | 80% | 75% | 70% | 65% | 60% | 55% | 50% CGT Year 1
Arcus 10Y Mistral Kick Out Plan (SG46) 10 years 12% 50% N/A 100% | 95% | 90% | 85% | 80% | 75% | 70% | 65% | 60% | 55% CGT Year 1
  Term Potential Return (annualised) Income Trigger Growth / Kick-Out Trigger Minimum Payout Expected Tax Treatment Earliest Potential Maturity
Deposit Plans: GROWTH (capital protected)
Arcus 5Y 3 Stock Daily Lock In Deposit Plan (SG45) 5 years 11% N/A 95% | 85% | 75% 100% Income Tax Year 2
Arcus 6Y UK Defensive Growth Deposit Plan (RBC49) 6 years 5.60% | 2.80% N/A 80% 116.80% Income tax Year 6

Arcus 3Y Three Stock Defensive Lock In Kickout Plan (SG44)

Fixed, lump-sum return equal to 16% p.a. for each year that's passed since the Start Date, paid once all three stocks close above the Lock In Barrier. Otherwise, no return is paid and capital is at risk.

Type of product: Growth
Underlying: Nike Inc, NVIDIA Corp, Tesla Inc
Return: 16% p.a.
Maximum Return: 16% p.a.
Capital at Risk Barrier: 50% European
Term: 3 years
Counterparty: Societe Generale
Summary Risk Indicator: 6
Closing date: 19 Aug 2026

Arcus 5Y 3 Stock Daily Lock In Deposit Plan (SG45)

Fixed, lump-sum interest equal to 11% p.a. for each year that's passed since the Start Date, paid once all three stocks close above the Lock In Barrier. Otherwise, no interest is paid.

Type of product: Growth
Underlying: HSBC, Dell, ARM
Return: 11% p.a.
Maximum Return: 11% p.a.
Capital at risk? No
Term: 5 years
Counterparty: Societe Generale
Summary Risk Indicator: 2
Closing date: 19 Aug 2026

Arcus 10Y Mistral Kick Out Plan (SG46)

Opportunity for a return equal to 12% p.a. and early maturity, depending on the performance of the Mistral Fund. Capital is at risk if the Mistral Fund closes below 50% of its Start Level at maturity.

Type of product: Growth
Underlying: The Mistral Fund
Return: Potential 12% for each year that's passed since the Start Date (paid at maturity)
Kick Out Barrier: 100% | 95% | 90% | 85% | 80% | 75% | 70% | 65% | 60% | 55%
Capital at Risk Barrier: 50% European
Term: 10 years
Counterparty: Societe Generale
Summary Risk Indicator: 6
Closing date: 19 Aug 2026

Arcus 6Y UK Defensive Growth Deposit Plan (RBC49)

Potential interest of 33.60% (5.60% p.a.), paid if the FTSE 100 closes at or above 80% of its Start Level at maturity. Otherwise, the minimum interest of 16.80% (2.80% p.a.) is paid.

Type of product: Growth
Underlying: FTSE 100 Index
Return: Maximum: 33.60% | Minimum: 16.80%
Maximum Return: 33.60%
Capital at risk? No
Term: 6 years
Counterparty: Royal Bank of Canada
Summary Risk Indicator: 2
Closing date: 19 Aug 2026

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