Log in

Arcus 3Y US & Europe Defensive Digital Plan (CIBC01)

Type of product Growth
Type of return Investment
Investment term 3 years
Underlying N/A
Counterparty   CIBC
Promoter Arcus
UKSPA product code   1270 - Digital
Summary Risk Indicator   5
Return   Potential 21.25%, paid when the Plan matures
Capital at Risk Barrier   60% European
S&P Rating A+ (Stable Outlook)
Fitch Rating AA (Stable Outlook)
Moody's Rating Aa2 (Stable Outlook)
Important Dates  
Closing Date ISA Transfer Date Strike Date Maturity Date
12/12/2025 02/12/2025 19/12/2025 19/12/2028
Possible Early Maturity Dates  
Description This Plan offers a potential lump sum return of 21.25%, paid at maturity and depending on the performance of the S&P 500 and EURO STOXX 50 Indexes:
  • If both indexes close at or above 60% of their Start Levels at maturity, investors receive the fixed return of 21.25% and the repayment of their Amount Invested in full.
  • If one (or both) of the indexes close below 60% of their Start Levels at maturity, investors receive no return and the repayment of their Amount Invested will be reduced by 1% for every 1% fall in the worst performing index from its Start Level.

Contract Details

  Cash ISA Equity ISA Direct ISA Transfer SIPP
Availability
Minimum contribution n/a £3,000 £3,000 £3,000 £3,000
* Credit ratings correct as of 07 November 2025. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. 

All investments involve risks, and investors could lose some or all of the money that they invest. Investors should read and understand the literature for any investment product in full, particularly any sections on risks, before deciding to invest. All information displayed on this site is subject to our Terms of Use. We make no warranties as to the accuracy or completeness of any information displayed and you should not rely on this information when making investment decisions to clients. The product provider has paid a fee for their products to be shown on this website. For further information and explanation of our terminology and terms, please visit our Glossary page.

Back to Current Offers

By proceeding, you confirm that you accept the Terms and Conditions of the website and Risk Warnings associated with investing in structured products.

Thank you. Your details have been added to our mailing list.
Log in