| Type of product | Growth | |||||||||
| Type of return | Deposit | |||||||||
| Investment term | 6 years | |||||||||
| Underlying | FTSE 100 Index | |||||||||
| Deposit Taker | Societe Generale | |||||||||
| Promoter | Arcus | |||||||||
| UKSPA product code | 1199 - Protected Growth - Other | |||||||||
| Summary Risk Indicator | 2 | |||||||||
| Return | 2% per quarter (paid as a lump sum if recalled early) OR 3 times FTSE performance at maturity | |||||||||
| Maximum Return | n/a | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A (stable outlook) | |||||||||
| Fitch Rating | A (stable outlook) | |||||||||
| Moody's Rating | A1 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | The Deposit Taker has the discretion to end the Plan early on any of the quarterly Recall Dates from year one onwards |
| Description | This Plan offers investors two possible routes to earn interest:
What is the Recall Feature? Every three months from the end of the first year, the Deposit Taker has the discretion to end the Plan Early (the Recall Feature). If they do this, the Plan will automatically close and investors will be repaid their Amount Invested plus an interest payment. If the Recall Feature is not triggered, and the FTSE 100 closes below its Start Level at maturity, investors will receive no interest. |
Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | £3,000 | n/a | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 16 January 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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