
| Type of product | Income | |||||||||
| Type of return | Investment | |||||||||
| Investment term | 7 years | |||||||||
| Underlying | FTSE 100 Index and EURO STOXX 50 Index | |||||||||
| Counterparty | Morgan Stanley | |||||||||
| Promoter | Dura Capital | |||||||||
| UKSPA product code | 1290 - Conditional Income | |||||||||
| Summary Risk Indicator | 4 | |||||||||
| Income | 8.64% fixed | |||||||||
| Income Barrier | 85% of Start Level | |||||||||
| Kick Out Barrier | 100% of Start Level | |||||||||
| Capital at Risk Barrier | 65% European | |||||||||
| S&P Rating | A+ (Stable outlook) | |||||||||
| Fitch Rating | A+ (Stable outlook) | |||||||||
| Moody's Rating | Aa3 (Stable outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | Annually, from year two onwards |
| Description | On quarterly dates during the term (the 'Income Dates'), investors will receive income of 2.16% if both the FTSE 100 and EURO STOXX 50 close at or above 85% of their Start Levels. This plan also offers the chance to mature early (kick out) on any Income Date from the second year onwards. On these dates, provided that the FTSE 100 and EURO STOXX 50 close at or above 100% of their Start Levels, the plan will pay income for that year. The initial capital will be repaid at this point and the plan will mature early. If the Plan matures early, capital is repaid in full. However if the Plan continues for the full term, capital is at risk:
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Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability | |||||
| Minimum contribution | n/a | £3,000 | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 11 February 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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