| Type of product | Growth | |||||||||
| Type of return | Investment | |||||||||
| Investment term | 7 years | |||||||||
| Underlying | S&P 500 Index and EURO STOXX 50 Index | |||||||||
| Counterparty | Credit Agricole | |||||||||
| Promoter | Arcus | |||||||||
| UKSPA product code | 1260 - Kick Out | |||||||||
| Summary Risk Indicator | 5 | |||||||||
| Return | Potential 8.75% a year that's passed since the Start Date, paid when the Plan matures | |||||||||
| Kick Out Barrier | 105% | 105% | 100% | 95% | 90% | 85% | 70% | |||||||||
| Capital at Risk Barrier | 65% European | |||||||||
| S&P Rating | A+ (Stable Outlook) | |||||||||
| Fitch Rating | AA- (Stable Outlook) | |||||||||
| Moody's Rating | A1 (Stable Outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | Each year from the end of the first year onwards |
| Description | There are set dates during the term ('Early Maturity Dates') when investors might receive a return. If the EURO STOXX 50 and S&P 500 both close at or above the required level on one of these dates (please see brochure for details), the Plan will mature early and repay the Amount Invested, together with a fixed return equal to 8.75% p.a. for each year that has passed since the Start Date (not compounded). If there is no early maturity and at least one index closes below 70% of its Start Level on the Maturity Date, the investment will have earned no return. If the Plan matures early, capital is repaid in full. However, if the Plan continues for the full term, capital is at risk:
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Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | n/a | £3,000 | £3,000 | £3,000 | £3,000 |
| * Credit ratings correct as of 12 March 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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