| Type of product | Growth | |||||||||
| Type of return | Deposit | |||||||||
| Investment term | 5 years | |||||||||
| Underlying | HSBC, Dell, ARM | |||||||||
| Deposit Taker | Societe Generale | |||||||||
| Promoter | Arcus | |||||||||
| UKSPA product code | 1199 - Protected Growth - Other | |||||||||
| Summary Risk Indicator | 2 | |||||||||
| Return | 11% p.a. | |||||||||
| Maximum Return | 11% p.a. | |||||||||
| Capital at risk? | No | |||||||||
| S&P Rating | A (stable outlook) | |||||||||
| Fitch Rating | A+ (stable outlook) | |||||||||
| Moody's Rating | A1 (negative outlook) | |||||||||
| Important Dates |
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| Possible Early Maturity Dates | Every business day from 21 August 2028 to 20 August 2031 |
| Description | This Plan pays a lump-sum interest if all three stocks (HSBC Holdings PLC, Dell Technologies Inc and ARM Holdings PLC) close above the Lock In Barrier on any of the Early Maturity Dates. The Lock In Barrier decreases every year - please see the brochure for details. The Plan will mature and pay interest once all three stocks have closed above the Lock In Barrier. The stocks do not have to close above the Lock In Barrier on the same day. Once the third and final stock closes above the Lock In Barrier:
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Contract Details
| Cash ISA | Equity ISA | Direct | ISA Transfer | SIPP | |
|---|---|---|---|---|---|
| Availability |  |
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| Minimum contribution | £3,000 | n/a | £3,000 | £3,000 | £3,000 |
| * Credit ratings are correct as of 30 June 2026. ** Minimum contributions do not include any applicable adviser charges. † This plan is available for investment through third party SIPP Providers. |
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